Retirement The Mega Backdoor Roth: How to Shelter $60K+ a Year in 2026 Your 401(k) has a second, much higher contribution limit most men never use. Here's how the mega backdoor Roth turns that wasted space into tax-free money in 2026.
401k The Mid-Year 401(k) Rebalance in 2026: Why Late May Is the Quietest Week to Do the One Thing Most Men in Their 30s and 40s Postpone Until December Late May is the single quietest week of the year to rebalance a 401(k). The 30-minute version handles 80% of cases — and the Roth conversion window inside the same login is the bit nobody does.
401k Building a 7-Figure 401(k) by 50: The Contribution Strategy Most Men Get Wrong After $200K Becoming a 401(k) millionaire by 50 is not luck. It is a contribution strategy that high earners systematically misuse after $200K of income.
target date funds Target-Date Funds in Your 401(k): Convenience at a Cost The 2055 fund is probably your default. It's also holding 15% bonds you don't need at 35, and charging 0.65% for the privilege. The math says rebuild it.
401k The 401(k) Match: The Only Guaranteed Return in Investing A 50% match on the first 6% is a 50% instant return. Nothing else comes close. Here's how to maximize it without screwing up your paycheck cash flow.
mega backdoor The Mega Backdoor Roth: $46,000 in After-Tax 401(k) Contributions If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can sock away $46,000 per year on top of the regular $23,500.
