An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.
Roofstock sells properties with tenants, managers, and 30-day guarantees. The returns average 6-8%. The hidden costs usually eat 2% of that.
Buy a duplex with 3.5% down via FHA. Live in one unit. Rent the other. The tenant covers most of your mortgage while you build equity on $400,000 of property.
Private non-traded REITs charge 12% in upfront loads and ongoing fees. Public REITs cost 0.12%. The returns are worse, the liquidity is worse, the math is obvious.
VNQ holds 160 REITs, yields 4%, and you never fix a toilet. The performance tradeoff vs. direct ownership isn't what most people think it is.