An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.
From age 55 through 70, most earners hit a rare tax window where converting traditional IRA money to Roth costs less than it ever will again.
If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can sock away $46,000 per year on top of the regular $23,500.