Investing, personal finance, wealth building

An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.

4% rule

The 4% Rule: Is It Still Safe After 2022-2024

Bill Bengen's original 1994 study used historical data through 1992. After three down years, does $40,000 on $1 million still work? The data says yes, with one adjustment.

Publisher · 5 min