Investing, personal finance, wealth building

An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.

target date funds

Target-Date Funds in Your 401(k): Convenience at a Cost

The 2055 fund is probably your default. It's also holding 15% bonds you don't need at 35, and charging 0.65% for the privilege. The math says rebuild it.

Publisher · 5 min