An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.
Cash you need in two or three years belongs in I Bonds, TIPS, or a Treasury ladder, not the stock market. A grounded comparison of all three for 2026.
Series I savings bonds from the US Treasury are yielding 3.11% composite rate in 2026, with a 1.30% fixed component that hasn't been this high since 2007. Here's where they fit — and don't fit — in a real portfolio.
I-Bonds have an annual $10,000 limit. TIPS have no limit but track CPI differently. Series EE doubles in 20 years guaranteed. Each wins in one specific scenario.