An educational resource for people who want to invest wisely—without unnecessary complexity or “secret strategies.” The site breaks down the mechanics of investing: index funds, dividend-paying stocks, tax optimization, retirement accounts, and real estate as an investment vehicle.
Miss the 10 best days in any 20-year window: your return drops 50%. Seven of those 10 best days happened within two weeks of the 10 worst. You can't selectively miss one.
DALBAR's 2024 study: S&P 500 returned 9.65% annualized over 30 years. The average investor got 5.5%. The gap is entirely behavioral.
Vanguard studied 70 years of data: lump-sum beats DCA 68% of the time. It also loses badly the other 32%. Which matters more depends on why you're investing.